Kelly Turbeville’s positive attitude towards fulfilling her client’s dreams has made her one of the premier real estate professionals in Saddleback Valley.

Kelly grounds her optimism with sound business and marketing skills, as well as experience negotiating multi-million dollar contracts.

More importantly, Kelly takes a big-picture approach to her client’s goals. She understands each sale is connected to another purchase, and each purchase to an eventual sale.

Kelly is committed to making sure all your goals, both short and long-term, are part of a larger plan that’s guiding you towards success.

If you’re looking to buy or sell a home in Saddleback Valley, call Kelly to schedule a free consultation.

Whatever your dream, with Kelly Turbeville at your side, It’s Possible!

Get Social with Kelly and keep updated on what is happening in real estate! TWEET with Kelly!   Connect with Kelly on FACEBOOK! Connect with the Community of Portola Hills and see why it is so special! Breaking News: Tax Credit Can Be Used on Closing Costs. Call Me For Details!  FHA-approved lenders were recently given the green light to develop bridge-loan products that would allow first-time buyers (anyone who has not owned a home in the last three years) to use the benefits of the federal tax credit "upfront."   Under these HUD developments and guidance, FHA-approved lenders can develop bridge loans that buyers can use in different ways. Most notably, you could use it to help cover closing costs, possibly buy down your interest rate, or even offer more than the minimum 3.5 percent down, which would allow you to make a stronger offer—a key strategy in some markets where first time buyers are competing with investors in specific price ranges.   Note: HUD officials indicate that the loans can't be used to cover the required minimum 3.5 percent down, only to supplement the down payment. In addition to this new development, there remain many state, local and nonprofit lender resources and programs for buyers needing help with the 3.5 percent downpayment. (Call me to see which resources you might qualify for, the programs vary by state).   These new developments, combined with the (up to) $8,000 tax credit and the historically low prices and still low mortgage rates, make this an opportune time to buy. Call me for a free consultation to discuss your specific opportunities and situation. The tax credit is only good through 2009, so now is the time to take advantage and not get caught in the crunch toward the end of the year when procrastinating buyers will scramble to buy before the tax credit expires.

 

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